The plaintiff, John Begala, appeals from the dismissal of his action under the Truth in Lending Act and the denial of his post-judgment motion to reopen the action in order to file an amended class action complaint. The district court found that the defendant, PNC Bank, was not required under the Act to make new disclosures when it offered Begala loan payment deferrals, known as "payment holidays," and therefore that Begala had failed to state claim upon which relief might be granted. The court also struck his Rule 60(b) motion for lack of jurisdiction. We conclude that the district court correctly determined that liability cannot be established under TILA, and we find no abuse of discretion in striking Begalas Rule 60(b) motion. We therefore affirm the decision of the district court.
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